A. JOB IDENTIFICATION

Job Title : Head, Credit Risk Management

Unit : Credit Risk Management

Group : Risk Management

B. ORGANISATIONAL RELATIONSHIPS

Directly Reports to : Chief Risk Officer (CRO)

Dotted line to : Managing Director

C. JOB SUMMARY

▪ To manage overall credit risk profile and quality of the Bank by ensuring compliance with the approved Credit Risk Management policies and procedures.

D. SPECIFIC DUTIES & RESPONSIBILITES

1. Regular/Routine

• Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria

• Establish appropriate framework for the management of credit portfolio to ensure that the Bank’s credit loss is maintained at minimum levels.

• Monitor/review/analyze to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations

• Authorize/approve facility applications as required after obtaining requisite approval authority when required

• Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimize risk of loss.

• Ensure consistent collateral cover to secure Bank’s position

• Devise strategies for ensuring credit portfolio is maintained

• Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.

• Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives

• Perform other functions as assigned by the Chief Risk Officer (CRO)

2. Special and other Duties

Any other duties as may be assigned/deemed necessary

E. WORK GUIDE & REFERENCES

• Total Bank’s SOPs

• Credit Policy Guide

• Banking Act

• Regulatory bodies guidelines, directives

• AML

F. SPECIFICATIONS

Minimum Education : A Bachelor’s Degree in any discipline. Relevant Masters’ degree will be an advantage

Formal Training : Banking Law/Regulations

Minimum Experience : Minimum of 6 years post qualification experience in Credit Risk Management within the Financial Services Industry, of which at least 5 must have been in the Banking Sector and 3 years must have been at a senior management level.

Required Knowledge, Skills and Abilities

▪ Credit Products Knowledge

▪ Credit Analysis and Appraisal

▪ Loans administration / account management

▪ Credit Workout/Restructuring

▪ Financial analysis / interpretation

▪ Facility Structuring

Note:

Deadline for applications is not later than 5:00 pm, DECEMBER 14TH, 2022.

Only shortlisted applicants will be contacted.

Q-SOURCING SERVTEC IS AN EQUAL OPPORTUNITY EMPLOYER. ANY SOLICITATION WILL LEAD TO DISQUALIFICATION

To apply for this job please visit qsourcingservtec.applytojob.com.